Best iPhone 6s & 6s Plus Finance Plans

Every time Apple announces new iPhones, users make a beeline for the latest phones. Every year, the queue just gets longer than the previous year. But this time, we have noticed something unique. Our star mobile carriers have floated excellent payment plans for their consumers.

It is difficult to make a specific choice when AT&T, T-Mobile, Verizon, Sprinter and Apple itself are in race to offer you best deal.

AT&T and Verizon, arguably two big players, offer you $300-$400 as credit for switching to their services and turning in your old smartphone; Apple goes a step further and gives Apple Care+. But customers won’t get any real discounts on the hardware.

This time, consumer is baffled the most: which offer to accept?

If you are in the habit of using the latest Apple phone, your best bet is brand’s iPhone Upgrade Plan. The reason is that this plan lets you lease the latest iPhone year after year.

If, unfortunately, your iPhone is damaged or broken, you are recommended to opt for Apple Care+; it is an extended warranty program from Apple. This plan incorporates two occurrences of accidental damage, of course, it comes with terms & conditions.

Verizon and AT&T give you $300 back if you have an old smartphone in exchange. However, you will have to accept this offer in the form of gift card for future services; price of your new iPhone will not be reduced by the two carriers. Verizon will cut the bill price by $100 if you join its services.

Sprint has something new to offer; this mobile carrier will give you a monthly discount. For each iPhone model, Sprint will change its monthly discount amount. If you go for two-year agreement, you can save up to $100.

T-Mobile has come up with something out of this world. You trade in your iPhone 6 and get a new 16GB iPhone 6s for as low as $5 a month; if you want to trade in for iPhone 6s Plus, you need to pay $9 per month. You will have to go for On Demand plan for 18 months. Guys, this is a great offer if you think that you will get T-Mobile coverage in areas you live in.

If you decide on Boost Mobile and Cricket Wireless, you need to pay same price as Apple; but the two operators want payment at one go.

Take a look at what each carrier has to offer.

AT&T

The cost of your iPhone 6s will be divided into 12, 18, or 24 installments; a down payment plan will be offered to cut down the monthly cost.

Next 24

 Next 18

Next 12

30% down payment

+ (28 months)

2 year contract

iPhone 6s 16G

$21.67

$27.09

$32.50

$195/16.25

$199

iPhone 6s 64G

$25

$31.25

$37.50

$225/18.75

$299

iPhone 6s 128G

$28.34

$35.42

$42.50

$255/21.25

$399

iPhone 6s Plus 16G

$25

$31.25

$37.50

$225/18.75

$299

iPhone 6s Plus 64G

$28.34

$35.42

$42.50

$255/21.25

$399

iPhone 6s Plus 128G

$31.67

$39.59

$47.50

$285/23.75

$499

Verizon

A very simple plan from Verizon for a new iPhone. Pay for your latest iPhone across 24 months for outright purchase. After paying the installment, walk out with your iPhone.

24 months

Full Price

iPhone 6s 16G

$27.08

$649

iPhone 6s 64G

$31.24

$749

iPhone 6s 128G

$35.40

$849

iPhone 6s Plus 16G

$31.24

$749

iPhone 6s Plus 64G

$35.40

$849

iPhone 6s Plus 128G

$39.58

$949

Sprint

Sprint offers 24-month lease; if you are bothered about your monthly expenses, you can choose Sprint’s leasing options.

21 months lease,

no trade-in

22 months lease, with trade-in 24 month lease 24 month, no lease

2 year contract

iPhone 6s 16G

$22

$15

$20

$27.09

$199

iPhone 6s 64G

$26.77

$19.77

$25

$31.25

$299

iPhone 6s 128G

$31.53

$24.53

$30

$35.42

$399

iPhone 6s Plus 16G

$26

$19

$25

$31.25

$299

iPhone 6s Plus 64G

$30.77

$23.77

$30

$35.42

$399

iPhone 6s Plus 128G

$35.53

$28.53

$35

$39.59

$499

T-Mobile

Pay the same monthly price irrespective of size or GB option. The deal is no way cheaper than those offered by other carriers, but T-Mobile has presented it in a unique way.

24 months

Down Payment

Full Price

iPhone 6s 16G

$27.08

$0

$649

iPhone 6s 64G

$27.08

$99.99

$749

iPhone 6s 128G

$27.08

$199.99

$849

iPhone 6s Plus 16G

$31.25

$0

$749

iPhone 6s Plus 64G

$31.25

$99.99

$849

iPhone 6s Plus 128G

$31.25

$199.99

$949

Apple

Apple offers an excellent offer. Apple Care+ beats every other iPhone Upgrade Plan; this plan will surely help you safeguard your phone against any damage. Moreover, it will give warranty extension of two years.

24 months

+Apple Care

Full Price

iPhone 6s 16G

$32.45

$649

iPhone 6s 64G

$37.45

$749

iPhone 6s 128G

$42.45

$849

iPhone 6s Plus 16G

$37.45

$749

iPhone 6s Plus 64G

$42.45

$849

iPhone 6s Plus 128G

$47.45

$949

Consumer Cellular

AARP members will get a discount about $5 per month; this clearly indicates the target audience of this mobile carrier.

Downpayment 24 months

Full Price

iPhone 6s 16G

$50

$25

$649

iPhone 6s 64G

$150

$25

$749

iPhone 6s 128G

$250

$25

$849

iPhone 6s Plus 16G

$150

$25

$749

iPhone 6s Plus 64G

$250

$25

$849

iPhone 6s Plus 128G

$350

$25

$949

Once you go through all the upgrade plans, make a judicious decision. Compare each plan and decide what is best for you. Also leave your comment, feedback and suggestions if any.

Source: CultofMac

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