The latest flagship phones from Samsung have disappointed users as the phones have proved fragile. When an insurance firm performed drop tests on Galaxy S8 and S8 Plus, they received ‘medium-high risk’ rating and a ‘breakability score’ of 76 and 77 respectively. The bottom line is that Galaxy S8 screen is ‘extremely susceptible to cracking.’ Now what? You have already purchased this high-end smartphone, and you don’t want to sell it out. A simple solution is to buy insurance plans for Galaxy S8 and S8 Plus.
Here, we have listed a few insurance plans for your Galaxy S8 or S8 Plus. You can check each insurance plan carefully, and then go for any one. Apart from carrier insurance plans, people also adopt some third-party phone insurance plans for their Galaxy S8 and S8 Plus. But, first off, you should consider brand’s very own Samsung Premium Care, and then go for other insurance plans for your smartphones.
Best Insurance Plans for Galaxy S8/S8 Plus
If you are loyal to brand Samsung, you can go with this Premium Care from Samsung. This plan covers accidental and mechanical damage at the cost of $11.99 per month – and the first month is free! Moreover, you get free technical support and an extended warranty from Samsung Premium Care. However, entire picture is not that rosy; your phone is not covered if it is lost or stolen. Samsung Premium Care should include these perils in its insurance plans.
AT&T is one of the leading mobile service providers in the US, and the company also offers smartphone insurance plans. If you are using AT&T carrier, you can choose its insurance plan for Galaxy S8 or S8 Plus. AT&T offers two insurance plans for you: $8.99 per month and $11.99 per month. In the latter plan, customers can also enjoy access to 50GB free cloud storage with AT&T’s Protect Plus app. If you want to insure your laptop and tablet, AT&T gives you $34.99 plan, which includes all the benefits you get in $11.99 plan.
Verizon has come up with Total Mobile Protection pack for its customers. Apart from your smartphone, you can also protect your featured/basic phones and tablets under the plan. For basic phone, you need to pay $9 and for smartphone, it is $11 per month. You can also go for multi-device protection by shelling out $33 per month. This Total Mobile Protection Multi-Device covers three lines on an account. You can claim a new mobile or ‘like new’ for your lost, stolen, or damaged device.
Once you sign up for Total Equipment Protection plan of Sprint, you need to pay $9 every month and you are covered for the basic service per device, which includes ‘loss, theft, damage and malfunction’. Sprint, however, deducts $50 to $200 as deductible for each claim; the amount varies according to the device you had owned. You can also choose Total Equipment Protection Plus plan, which incurs $13 per month per device; this plan boasts all the features of a normal plan. Moreover, Sprint offers 25GB cloud backup for each Sprint phone and allows access to Tech Support service of Sprint.
T-Mobile offers multiple protection and upgrade plans for its customers. To insure your Samsung Galaxy S8 or S8 Plus, you can go for three different protection plans viz. Device Protection, Premium Device Protection, and Premium Device Protection Plus. for upgrade, T-Mobile provides you JUMP! and JUMP! Plus. T-Mobile has divided its plans in different tiers: 1 to 3 tiers and 4-5 tiers. Its basic Device Protection plan starts from $7 and the Premium Device Protection Plus plan ends at $15 per month. You can check the complete plan table here.
US Cellular is the fifth biggest carrier in US, and it has got something better than normal insurance plans for Galaxy S8 and S8 Plus. Device Protection+ plans are popular among smartphone users in the USA. The basic version starts at $8.99 per month, and it covers replacement of device in case your device is stolen, lost, or damaged or any mechanical failure; moreover, this plan also includes 5GB free cloud storage. A step above, US Cellular offers another plan that will cost you $11.99 per month and will give you more storage – up to 100GB and 90-day credit monitoring, free tech support, and anti-malware protection tools with Pocket Geek app.
Third-party Smartphone Insurance Plans
Insurance2go provides two protection plans: Standard Cover and Full Cover. While the first gives you only loss and theft cover, the latter provides theft, loss, and damage covered. You can either sign up for monthly or yearly subscription; however, yearly subscription is advisable at it will save a few bucks of yours. Full Cover also covers malicious damage, liquid damage, and mechanical breakdown. Last but not the least, Insurance2go offers accessory cover up to £150.
CoverCloud offers a wide range of covers to your Galaxy S8 and S8 Plus. You will be overwhelmed to check the list: accidental damage, liquid damage, breakdown, theft, loss, cracked screens, unauthorized calls, and overseas cover. Moreover, CoverCloud also gives Business Phone Insurance, which covers multiple smartphones within your business. The individual plan starts from £4.49 per month.
Unlike any other insurance plans, Worth Ave. Group has something unique. Very few insurance providers offer covers on earthquake and natural disaster. Worth Ave. Group does it with its wide range of plans, including accidental damage, liquid submersion, cracked screen, theft/burglary/robbery, fire & flood, tornado & hurricane etc. You can get coverage plans for one, two, or three years; however, it takes a minimum of $50 deductible.
If your Galaxy S8 or S8 Plus 45 days old or fewer, you can sign up UPSIE smartphone protection plans. You can sign up for the two-year accidental smartphone warranty offered by UPSIE. When you compare this plan with other third-party insurance plans, you will realize that you have struck a real deal. For a meagre $79.99, you get covered for cracked screen, liquid damage, power failure, battery failure, touchscreen failure, camera failure etc.
SquareTrade has three protection plans for your Galaxy S8 and S8 Plus. Users are more interested in the two-year plan, which costs $149. You can also select one year and three year plans of SquareTrade. For each claim, users have to pay deductable of $99. However, unlike AT&T, Sprint, and Verizon, SquareTrade doesn’t offer complimentary technical support and loss & theft protection.
Geek Squad is an electronics repair and support arm of BestBuy retail. Unlike other insurance plans, Geek Squad offers protection on unlocked and prepaid phones also. There are two main plans from Geek Squad: Protection and Complete Protection. The Geek Squad Protection starts with $7.99 per month; this plan includes drops/spills/cracks, battery replacement, normal wear and tear, mechanical failure, accessories. The plan is transferrable and it has convenient claim support. The second one, i.e. Geek Squad Complete Protection will cost you $10.99 per month all the benefits of a standard Geek Squad protection plan; moreover, users also get loss and theft coverage.