The peer-to-peer money transfer is now available in WhatsApp in India. Many popular apps have already introduced this P2P money transaction in 2017, and this year, WhatsApp too has joined the bandwagon. Using Unified Payments Interface (UPI), you can send and receive money on WhatsApp on your iOS and Android phones. Check this guide on how to setup and use WhatsApp Payment on iPhone and Android.

To make WhatsApp payment from Android and iPhone, you need the latest version of WhatsApp on your iPhone or Android device. Also, ask the recipient to download the latest WhatsApp version to receive money. Some of the leading banks that support WhatsApp payment are Axis Bank Ltd., HDFC BANK LTD, ICICI Bank, State Bank of India, Airtel Payments Bank, Allahabad Bank, Andhra Bank etc. For Indians, these banks are household names and at least one member of the family must have an account at one of the banks. Linking your bank account with WhatsApp Payment is super easy. Follow the guide…

How to send and receive money on WhatsApp on iPhone and Android

How to Setup and Use WhatsApp Payment on Android and iPhone

This feature is not rolled out completely, and therefore, many smartphone users may not see this feature in their WhatsApp settings. Wait for some time or you can use other apps like iMessage, PayPal, Facebook or Gmail to send and request money.

Quick Links:

How to Set up and Use WhatsApp Payment on iPhone

Step #1: Open WhatsApp on your iOS device.

Step #2: Tap on Settings from the bottom right corner.

Step #3: Now, tap on Payments.

Step #4: Next, choose “Add New Account” under Back Account label.

Step #5: Tap on “Accept and Continue.” button and then verify your mobile number via SMS.

Step #6: Here you will find a list of all supported banks.

Step #7: Choose your bank and enter your account details.

Step #8: To confirm, you need to tap on Done.

How to Set up WhatsApp Payment on Android

Step #1: Launch WhatsApp on your Android mobile.

Step #2: Tap on three dots from the top right corner.

Step #3: Tap on settings.

Step #4: Now, tap on Payments.

Step #5: Next, You need to tap on accept and continue button and then follow the on-screen instruction to verify your number and verify your phone number through SMS.

Step #6: Once you have verified your phone number which is linked to your bank account and UPI, you will see a list of all UPI Supported banks.

Step #7: Finally, choose the bank account you want to add to UPI in WhatsApp and enter the last six digits of your debit card number including expiry details to create VPA (Virtual Payee Address).

That’s it! Setup of WhatsApp payment is successfully done on your device.

How to Send Money Using WhatsApp In Individual Chats on iPhone and Android

Step #1: Go to WhatsApp App on your mobile device.

Step #2: Open an existing conversation or create a new one.

iPhone users need to tap on the + button.
Android users need to tap on the attachment icon.

Step #3: Now, tap on Payment and then enter the amount and a note to send with it.

Step #4: Next, tap on the send button.

Step #5: At last, Authenticate the payment by confirming 4-digit UPI pin.

How to Send Money To Friends Using WhatsApp In Group Chats on iPhone and Android

Step #1: Launch WhatsApp on your device.

Step #2: Choose any group chat.

iOS users need to tap on the + button.
Android users need to tap on the attachment icon.

Step #3: Now, tap on Payment.

Step #4: Next, you will find all the group members. Choose the group member you want to send the money.

Step #5: Enter the amount you want to send along with a note and pin.

Step #6: At the end, you need to just authenticate the payment.

That’s all friends!

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Do you think these peer-to-peer money transactions are reliable? Would like to send or receive money using WhatsApp Payment? Share your feedback with us on FacebookTwitter and Google Plus.


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