Apple Pay is an amazing mobile payment service that eliminates the need to keep money with you. All you need is to set up Apple Pay and add credit cards/debit cards and prepaid cards to your iPhone, iPad, Apple Watch and Mac. Once everything is set up you can make online and offline payment with the help of your iOS device.
Apple Pay uses Near Field Communication (NFC) to execute transactions. Your Touch ID or Passcode is used as authorization; this means your financial information is safe in your device as your device is never synced to the cloud. Moreover, retailers or developers never get to know your credit/debit card information as one-time tokens are used at the time of payment.
With so many benefits, it is wise to set up Apple Pay on your iOS device and add your financial details to iPhone, iPad, Apple Watch and Mac.
Before you set up Apple Pay, you need an eligible device (updated with the latest iOS, watchOS, and macOS), your cards, and an Apple ID.
Note that you can add up to 8 cards to any iOS device. Make sure that you can use Apple Pay on more than one device but you must add your card to each device you want to use. Let’s get started by selecting one device at a time.
After setting up Apple Pay on iPhone or Apple Watch, you can use cards on websites in Safari on Mac while you are signed in to iCloud.
How to Add a Card on iPhone and iPad
Step #1: Launch Wallet app from the Home screen.
Step #2: Tap on Add Credit or Debit Card.
Step #3: Follow the on-screen steps to add a new credit or debit card. You may be asked to enter card details that you are using with iTunes; here, you need to enter the security code.
Step #4: Tap on Next.
Note that your bank or card issuing company will validate the details entered by you. The bank or card issuer will take decision whether or not you can add your credit/debit card to Apple Pay. Your bank or card issuer may ask you to give more information to verify your cards. Once every information is entered, go back to Settings → Wallet & Apple Pay. Next, tap on your card.
Once your bank or card issuer authenticates your card, tap Next. Now, start using Apple Pay.
How to Add a Card on Apple Watch
Step #1: Launch Watch app on the paired iPhone, and tap on My Watch tab.
If you have synced more than one watch, select any one you are using regularly.
Step #2: Tap on Wallet & Apple Pay.
Step #3: If you have already set up a credit/debit card on your iPhone, simply tap Add next to the card. And if you want to add a new card, from here onwards, follow the steps as you have done in your iPhone/iPad above.
How to Add a Card on Mac
Step #1: Click on System Preferences on your Mac.
Step #2: Next, click Wallet & Apple Pay.
Step #3: Follow the on-screen instructions to add a new credit/debit card. Mac may ask you to add the card you are using with iTunes; in this case, enter its security code.
Step #4: Click Next. Your bank will authenticate the details and take decision whether you can add your card to Apple Pay or not. Your bank may ask more information if it needs to verify the card. Once you have the information, go to System Preferences and click on Wallet & Apple Pay.
Step #5: Now click on your card. Once card verification is done by your bank, click on Next. Now you can start using Apple Pay.
After your cards are added to all your devices, you can use Apple Pay. Use your iPhone or Apple Watch to make payment in stores. Use iPhone, iPad or Apple Watch to make payment within apps. And to make payment on websites in Safari browser, you will need your MacBook Pro with Touch ID or Mac and iPhone or Apple Watch.