How to Send and Receive Money Via iMessage with Apple Pay in iOS 11 on iPhone

iOS 11 is released with a bang. During WWDC 2017, Apple introduced this latest iOS with so many hidden features. Well, for business community or professionals, they would be interested to know how they can send and receive money using Apple Pay. There are already two apps that do this task seamlessly. Users are aware of how they can use Facebook Messenger and Gmail app to send and receive money. Apple, took inspiration from the two apps, now enable users to send and receive money via iMessage with Apple Pay in iOS 11 on iPhone or iPad.

This person-to-person payment (P2P) succeeds when you set up Apple Pay on your iOS device. The process is quite simple; following the process, you can add card on iPhone/iPad, your Apple Watch and Mac also. Here, we will deal with two methods: to send money and to receive money through iMessage with Apple Pay in iOS 11.

How to Send/Request Money via iMessage with Apple Pay in iOS 11 on iPhone and iPad

First off, we will see how you can transfer money through iMessage.

How to Send Money via iMessage with Apple Pay in iOS 11 on iPhone or iPad

Step #1: Launch iMessage app on your iPhone or iPad

Step #2: Now choose a conversation or contact to whom you want to send money.

Step #3: Next, tap on Apple Pay app from the bottom of iMessage screen.

Step #4: This will open Apple Pay widget automatically; now you need to enter the amount and tap on Pay.

Once you tap on Pay button, you have to select the card or Apple Pay Cash and use your Touch ID to validate the payment. Hope, you have set up Touch ID; many times, Touch ID doesn’t work on iPhone. But you can fix this issue.

When your contact asks you for money, you need to tap on the amount. Then, it shows up straight in Apple Pay widget from where you can transfer money through iMessage.

How to Request Money via iMessage with Apple Pay in iOS 11 on iPhone or iPad

Step #1: Open iMessage App on your iPhone or iPad.

Step #2: Now you need to choose a contact to whom you like to request money.

Step #3: Next, tap on Apple Pay app from the bottom of iMessage app screen.

Step #4: Your Apple Pay widget will appear automatically; and now you are required to enter the amount then tap on Request.

Note that the money sent from your contact will go into your Apple Pay Cash card. Now it is your discretion to use the amount for online shopping or transfer the money to your bank account.

REMEMBER

Your debit card transactions do not incur any charge, while transactions done through your credit card will incur 3% charge.

Since iOS 11 came with some Siri improvements, you can use Apple Pay via Siri to send money. Simply double press the Home button to invoke Siri and ask your virtual assistant to send money to the contact.

Don’t Miss: How to Use Apple Pay Without a Credit Card or Debit Card

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